Over 65% of all business owners use credit for business purchases. But only 50% of those cards are actually in the business’ name.

sba.gov

Business Credit Ratings

Business credit ratings are similar to your personal credit score and are how lenders determine a business’s credit worthiness.

Business credit ratings are tracked by several business credit bureaus, including:

  • Equifax Business
  • Experian Business
  • Business Credit USA

But the one credit bureau that holds the most influence over affecting a business’s overall credit score is Dun & Bradstreet, also known as D&B. D&B is the most widely accepted and trusted tracking agency for business credit scores in the United States.

Business Credit Development, US Financial Alliance

Our Business Credit Development Program

We have developed comprehensive small business credit development program. You can easily build your business credit step by step through our personalized and streamlined process.

You want to get started by ensuring you meet credit issuer approval guidelines before you apply. We’ll guide you with setting up business accounts with Dunn & Bradstreet, Experian, and Equifax quickly, and access your business credit reports and scores, even fix credit accuracies.

We guide you on how to immediately obtain vendor credit to start your business credit report and score. Next, you can securely store and fleet credit that’s linked to your EIN, not your social security number with no personal credit check or personal guarantee.

The most important tool at your disposal will be your business credit development advisors assigned to you. Never feel alone and ensure all questions you may have can be answered as you establish your business credit. For any access to capital will be essential throughout the life of your business, our program allows for your business to provide that for itself.

Submit the form on the right and one of our Business Credit Development specialists will contact you to get you started on creating your business credit.

Businesses can obtain 10 to 100 times greater financing than an individual. ~ sba.gov

What Business Credit Can Be Used For

Business credit can be used for a mixture of things, such as office supplies, marketing collateral, computers, commercial real estate and other expenses related to running a business. Businesses who have built a solid business credit rating can gain access to business funding in the case of an emergency or temporary decrease in business.

The primary business funding options include the following:

  • Commercial Real Estate
  • Unsecured Credit
  • Private Equity
  • Revenue Lending
  • Rehab Financing
  • Sign Financing

Get Started Today!